City of Moline 
CDBG COVID-19 Small Business Relief Forgivable Loan Program (Round 2)

Moline is a safe, diverse, resilient, sustainable, and growing city known for its natural beauty, economic prosperity, and exceptional quality of life for all. The City of Moline has been allocated $65,000 from The U.S. Department of Housing and Urban Development Community Development Block Grant (CDBG) CARES Act funds. These funds contain emergency relief resources for communities to prevent, prepare for, and respond to coronavirus. As part of efforts to support local businesses in economic recovery, the City is partnering with LiveStories to offer the FORWARD grant program.

The Community Development Block Grant (CDBG) CARES Act COVID-19 Small Business Relief Forgivable Loan Program Application (Round 2) is now open.

Are you new to FORWARD?

Click Here to get access.

See instructions below in Frequently Asked Questions

on how to submit your paper application. 

Please note: The deadline to submit applications is Friday, April 30th, 2021 (5:00 PM Central Standard Time). E-mails must be received no later than 5:00 PM 4/30/2021 and applications must be postmarked no later than 4/30/2021. There is a potential that additional CDBG CARES Act assistance may be available in early Summer 2021. Indications are that assistance will be in the form of a $10,000 forgivable loan. It is also anticipated that veteran, disabled, minority and woman business owner’s will be given first preference. If this future assistance program comes to a fruition, then any business awarded a forgivable loan in this round of assistance will not be able to receive a forgivable loan under the 2021 Summer program.

Eligibility Requirements

Your for profit business must meet the following criteria:

• Small businesses having at least two employees, including the owner(s), but no more than 50 employees
• Applicants must be in good standing with all local taxes, licenses, and permitting
• Business has not received any other form of assistance for the same proposed use from any other CARES Act funding program since March 16, 2022
• Business must be actively operational or will be operational within ten days of this assistance and remain open for at least three months (otherwise funding are subject to repayment)
• Must be in compliance with all State and local orders related to COVID-19, including, but not limited to, the Illinois Department of Public Health
• Be a for-profit entity (i.e., a sole proprietorship, partnership, corporation, or LLC) negatively impacted by COVID-19
• Have a physical establishment in the City of Moline. Home-based businesses do qualify, but funding cannot be used to pay for rent or mortgage in these situations. 
• Provide goods or services to multiple clients or customers
• Be current, or in a payment plan, on all local, state, and federal taxes due through 1/1/2020
• Have an active and valid state license(s)/registration(s), if applicable
• Is not an adverse party to litigation involving the State or municipality
• Business or Business owner has not filed for bankruptcy in the last 10 years
• Corporately owned national or regional chain businesses are not eligible. Locally owned franchises or chain businesses are eligible. 

Required Documents

Jobs Retained Form - Please specify below how many Full-Time Equivalent (FTE) jobs your business intends to retain or create through the funds provided by the Emergency Fund.

Employee payroll - Submit your employee payroll for the most recent thirty-day period (i.e. payroll register). Payroll must include number of hours worked by each employee for the most recent thirty-day period. ***Your own job is allowable under this fund if you have been paying yourself a salary or can otherwise show your income has (whole or in part) come from your business.***

Employment Verification Forms – A minimum of two completed forms are required. One must be a low to moderate income employee. The employees filling out the Income Verification Forms must match the employees listed on the payroll register noted above.

Proof of Monthly rent or mortgage - If you rent or lease a space, submit a copy of your lease that clearly states the monthly rent. If you own and have a mortgage, submit documentation from your financial institution stating your monthly mortgage amount.

Business Bank Statements – January 2020 to current. Can submit monthly or quarterly statements. 

Tax returns – Last completed business tax return or Schedule C from personal tax return

Income Statements – January 2020 to current. Can submit monthly or quarterly statements.

Budget Form – Please show how the funds applied for will be invested

Funding from Federal, State of Illinois or SBA loan or grant program - Award and/or denial letters for any Federal, State or SBA grant/loan program. Provide documentation on how the funding was spent and if any funding is remaining to be spent. If you were denied funding from any Federal, State of Illinois or SBA loan or grant program provide a copy of the denial letter.

Proof of address for the Business – Acceptable documentation includes Utility Bill, Government Correspondence, Cellular Bill, Media Statement, Inventory Payment Invoice, Lease Mortgage, or similar. Documentation must be dated within the last 30 days.

Proof of U.S. citizenship or legal residency - by submitting for all business owners (Social Security card and driver’s license, or Birth Certificate and driver’s license, or Naturalization or Resident Alien documents)

A completed W9

Signatures and Assurances - Signatures required by all owners of the business.

Need help submitting multiple versions of a document (e.g., monthly bank statements)?

You may have to submit multiple copies of a required document. We suggest you merge the PDF documents into one document for submission. We have provided a link to Small PDF, a free online tool to merge the PDF files. If you need assistance, please contact FORWARD-support@livestories.com or call 1-800-819-9785. 

How to Submit Your Application in FORWARD

Frequently Asked Questions

How will the applications be reviewed?

The City of Moline has contracted LiveStories to facilitate this loan application process using their FORWARD platform. City staff and a selection committee will review and approve all applications. Submission of an application does not guarantee loan approval.

Are applications going to be granted on a first come, first serve basis? 

Program applications will be reviewed by the selection committee for accuracy and compliance with the program criteria. Eligible applications will be scored based on five criteria.

What is the maximum amount of the loan and what are the terms of the loan?

The maximum amount of the loan is $5,000. The loan can be forgiven if the business continues to be in business (with at least one employee) for 3 months following receipt of the loan.

Are there restrictions to the way the funds can be used?

Eligible expenses covered under the COVID-19 Small Business Relief Program include mortgage or rent, utility costs, employee salaries or wages, and operational expenses such as inventory.

What is a DUNS number and why do I need one?

The "data universal numbering system" known as DUNS, is a unique 9-digit number system that is used by businesses and the federal government to keep track of more than 70 million businesses world-wide. The federal government, and now the City of Moline, requires organizations to provide a DUNS number as part of their grant applications, proposals, and award monitoring. It is a way for the federal government's Office of Management & Budget to keep track of how federal grant money is awarded and disbursed.

How do I get a DUNS number and is there a fee?

There is no fee for registering for a DUNS number. It only takes a day to get a DUNS number from D&B. There are two ways to obtain the number:

- Via phone - The process will take about ten minutes. Contact the D&B Government Customer Response Center: 1-866-705-5711. Tell the operator that you are under a federal grant program and need to register for a DUNS number.

- Via Internet 

Are nonprofits eligible for this program?

No, nonprofits are not eligible.

Am I eligible if I received federal CARES Act funding?

No. the business cannot have received any other form of assistance for the same proposed use from any other CARES Act funded program since March 16, 2020.

How long will it take to receive the funding?

If your application is approved, you can expect to get funding between 2 and 4 weeks from the time your application is reviewed and approved.

Is there a deadline to spend the funds?

No, there is no deadline.

Is there a paper application?

Yes. Please contact (309) 524-2044 or email kwhitley@moline.il.us to obtain a paper application or if you have additional questions.

E-mail completed applications to kwhitley@moline.il.us or mail to: City of Moline Community & Economic Development Department CDBG COVID-19 Small Business Relief Program 619 16 Street Moline, IL 61265

The deadline to submit applications is Friday, April 30th, 2021 (5:00 PM Central Standard Time). E-Mails must be received no later than 5:00 PM 4/30/2021 and applications Must be postMarked no later than 4/30/2021.

Is information within the application subject to Illinois State public disclosure laws?

Yes, if selected as an award recipient, your business name may be publicly released due to Illinois State disclosure laws.

Is there Linguistic/Translation services available?

Illinois Department of Commerce & Economic Opportunity, in partnership with Illinois State’s ethnic commissions, is contracting with community-based organizations, many in Moline, to provide linguistically and culturally appropriate help to business owners.  If you have any questions contact 309-524-2044.

The City of Moline is committed to helping all businesses, especially small business owners, navigate available resources to help our region's economy get back on track.